Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Clever Loans will never telephone you and will never charge you any fees. You should never pay upfront fees for a loan or send money in return for a loan.

Same Day Loan Options - Choose from a Range of Lenders Today

Get a quote in 2 minutes, then decide if you want the loan. If you are unsure if you will be accepted, try our QuickCheck

Loan amount £1000
Over how many months?
79.5% APR Representative

Please keep this box ticked and you could have your loan sent within minutes**


Try QuickCheck to find out your chances of being accepted - 100% no credit footprint!

Try QuickCheck to find out your chances of
being accepted with no impact on your credit footprint!

Digitonomy Limited (trading as Clever-Loans) is a credit broker not a lender. All Applications Subject to affordability, UK residents only

Rates between 11.8% APR and Maximum 1721% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools, which may charge you a monthly fee.

Our Happy Customers

Same Day Loans

Many people in the UK will at some point need to consider the possibility of same day loans in order to deal with an emergency financial need, whether that be home repairs, a car issue or any other financial need. At Clever Loans, we help individuals to find same day loans that fit their financial situation.

How do I find a same day loan?

Here at Clever Loans, we do not offer loans directly ourselves, we instead act as an online loans broker, looking at each individuals’ requirements and providing a quote from a lender that fits them best.

What is our track record?

We can say with confidence that we have a reliable track record in helping people around the country to find the best quote for their financial needs. Anyone looking for same day loans can access a short-term loan quote through Clever Loans today.

What amount can I borrow?

You can choose a loan amount ranging from £100 to £5,000 to suit your requirements. We can look across up to 20 direct lenders and provide a quote from the right lender for your circumstances.

Who is eligible for a same day loan?

Anyone looking at same day loans in the UK will want to be aware of the exact lending requirements for such a financial arrangement. In summary, the key criteria include:

  • being at least 18 years old
  • being a UK resident
  • having a bank account with a valid debit card
  • receiving a regular income – directly into a bank account
  • having a valid email address and phone number

When you use Clever Loans to find the ideal short term loans quote for your financial requirements, our online loan broker service will search across only FCA authorised and regulated lenders, providing you with a quote from the direct lender who you are matched to using the details you provide in your application.

What will my repayment terms be?

Your exact repayment terms will depend on key elements such as the total amount you borrow, the number of monthly repayments you choose to repay over and your APR. Here at Clever Loans, all the quotes provided will detail these factors clearly.

Example Repayments*

*These are indicative quotes only based on a £1500 loan over 12 months.

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.

What do I need to do to apply?

Moving forward with the application process requires entering your financial requirements here on our site, at which point you will be provided with a quote that fits your terms best. If you choose to proceed with that quote, the lender will carry out a few checks themselves and, if accepted, you may receive your loan today.

Remember: You should always think through the financial implications of any loan and ensure you can keep up with repayments. If at any point you are struggling to meet repayments, contact an organisation such as Money Helper for support and guidance.

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative. We’re a fully regulated and authorised credit broker and not a lender.