Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Clever Loans will never telephone you and will never charge you any fees. You should never pay upfront fees for a loan or send money in return for a loan.

If approved, cash could be sent quickly - Loans Online

Get a quote in 2 minutes, then decide if you want the loan. If you are unsure if you will be accepted, try our QuickCheck

Loan amount £1000
Over how many months?
79.5% APR Representative

Please keep this box ticked and you could have your loan sent within minutes**


Try QuickCheck to find out your chances of being accepted - 100% no credit footprint!

Try QuickCheck to find out your chances of
being accepted with no impact on your credit footprint!

Digitonomy Limited (trading as Clever-Loans) is a credit broker not a lender. All Applications Subject to affordability, UK residents only

Rates between 11.8% APR and Maximum 1721% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools, which may charge you a monthly fee.

Why Choose Clever Loans?
We’re awesome for plenty of reasons - but here’s just a few:

We will search up
to 40 loan options for you.

Your data is safe with our 256 Bit Security.

You can get an instant quote.

No credit footprint

79.5% APR Representative

Clever Loans is an online loan broker, combined our team has over 120 years’ experience in Comparison sites and Financial Services.

For anyone in the UK who has been looking for small loans between £100 and £5,000 online, you can find the help you’re looking for with Clever Loans.

We use our innovative tool to share your personal information with our partners (comprising of lenders and brokers) for a quick loan decision so that we can compare up to 40 loan options, providing you with a quick loan response. If accepted this could mean a quick loan payout**.

At Clever Loans, we have a wealth of experience in helping our customers find quick loans in the UK, handling all of the time-consuming work that goes into finding the right lender for you. Clever Loans can do all of this, presenting you with a loan response to suit your financial needs, up to and including those looking for a £5000 loan online.

Remember, if you are to take on any quick loan agreement, you should consider whether it is the right option for your financial circumstances. Even with quick loans**, it is important to put in a great deal of thought before accepting, and if at any point you are finding it difficult to keep to the repayments, you should speak to an organisation such as Money Helper or Step Change for support.

A Trusted Loan Broker

We specialise in helping customers who have been searching around for little loans to find the best option for them from our loan options across our lender panel. We can get you an instant quote on a loan application for little loans between £100 and £5,000.

All of the lenders we work with are authorised and regulated by the Financial Conduct Authority (FCA) and will offer clear and transparent terms on all loan conditions, including total amount repayable, monthly amount repayable and the number of repayment instalments. Clever Loans ensure that we connect you with reputable lenders who will then carry out their own checks in terms of your eligibility before providing a final decision.

Quick Loan Decision

We understand the importance of a quick loan for a number of different financial scenarios that can hit individuals or families across the UK. We ensure that all of the lenders we work with are fully regulated to ensure that we offer our customers the most suitable loan option in every scenario.

You, as borrower, will be responsible for all repayments, while the lender is responsible for keeping to all agreed terms of the little loans they offer. At Clever Loans, we’re fully committed to using our innovative tool to search through our large panel of regulated lenders and present you with the best loan option to suit your financial needs, whether it’s for a £100 loan or a £5,000 loan.

Enter your requirements for your desired quick loan decision, and we’ll get to work searching across the personal loan options offered by the lenders we work with. We’ll make sure that we match you to the right lender based on the financial requirements you provide us with. In terms of offering a quick loan** option, if you do get the go-ahead for your loan from your chosen lender, the funds could be transferred directly into any valid UK bank account quickly**

If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools which could incur a monthly fee if you choose to use them.

large dial
Our QuickCheck Tool and
How it Works
Our intelligent tool asks a few simple questions about your circumstances and affordability and gives you a quick decision about whether you’re likely to be accepted for your chosen loan.
You can then choose whether you’d like to proceed to apply for your chosen loan - this is a 100% no obligation process.
Please note that the result you are given does not guarantee you will get the loan you have requested and will be subject to additional checks made by the lender if you are accepted.
Takes only 2 minutes to complete
No impact on your credit score
Get an instant, no obligation decision
79.5% APR Representative
We’re all about what’s best for our customers. Whether that be finding a loan for someone who’s struggling or enabling someone to learn more about their chances of being accepted for a loan, we’re here to help.
The Approval Process
approval icon

Tell us about you

approval icon

Quick decision

approval icon

If approved, cash could be sent quickly

About Us
We’re a reputable finance broker based in Chester specialising in creating ground breaking technology to ensure our customers get the best result for their circumstances.
Our technology was created to search the market for your top deals, generating a 100% no obligation quote that you can choose to accept or reject.
Contact Usarrow button