Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Clever Loans will never telephone you and will never charge you any fees. You should never pay upfront fees for a loan or send money in return for a loan.

Better than Payday Loans in Liverpool - Alternative Options

Get a quote in 2 minutes, then decide if you want the loan. If you are unsure if you will be accepted, try our QuickCheck

Loan amount £1000
Over how many months?
79.5% APR Representative

Please keep this box ticked and you could have your loan sent within minutes**


Try QuickCheck to find out your chances of being accepted - 100% no credit footprint!

Try QuickCheck to find out your chances of
being accepted with no impact on your credit footprint!

Digitonomy Limited (trading as Clever-Loans) is a credit broker not a lender. All Applications Subject to affordability, UK residents only

Rates between 11.8% APR and Maximum 1721% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools, which may charge you a monthly fee.

Our Happy Customers

Payday Loans Liverpool

If you find yourself with a financial emergency in Liverpool, it may be that you find yourself looking across a variety of loan options, including payday loans in Liverpool, in order to deal with the financial need. In terms of accessing funds quickly and reliably, there are much better alternatives to pay day loans in Liverpool.

Clever Loans acts as an online loans broker service that can deliver immediate quotes for short-term loan choices on more preferable terms. We will be able to look across up to 40 loan options from up to 20 direct lenders, giving an instant quote that is the best fit for your lending requirements.

One key benefit of the quotes we provide for short-term loans is that you be provided with clear and transparent terms for your lending, which you can factor into your monthly budget. The loan quotes we provide can offer a preferable alternative to the payday loans in Liverpool that have been used, which had much higher APR and late payment penalties.

How do I know if I qualify for a short-term loan?

In terms of the criteria for a short-term unsecured personal loan, there are various initial requirements to be met. The criteria for pay day loans in Liverpool and across the UK were less reliable, but with the loans we quote for, the criteria are clear, the lenders are fully regulated and authorised by the FCA and you can apply if you:

  • are at least 18 years of age
  • are a UK resident
  • have a bank account with a valid debit card
  • receive regular income – directly into your bank account
  • have a valid email address and phone number

By making use of our online loans broker service, Clever Loans can deliver you a quote that will allow you to know exactly where you stand financially as you deal with your current financial emergency. The fact that we only quote on loans from fully authorised and regulated lenders makes us an ideal alternative to payday loans in Liverpool. Each of the loan quotes that we provide will have been carefully chosen to fit your lending requirements best.

What would my loan repayment terms be?

Anyone who has considered pay day loans in Liverpool in the past will be aware that you are often not offered a clearly recognisable set of repayment terms. With any loan quote that you receive from Clever Loans, you will receive all of the key information you need, such as:

- your monthly repayment amount

- how many monthly repayments you have

- the total amount repayable overall

Making sure that you are clear on each of these figures helps you to put your budget in place for fitting your loan repayment into your outgoings for each month. This is one of the main reasons why the right unsecured short-term personal loan will give a much more workable repayment plan than what has previously been offered by payday loans in Liverpool.

Example Repayments*

*These are indicative quotes only based on a £1500 loan over 12 months.

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.

Remember: If there is any point at which you struggle to meet your monthly repayment terms, talk to a service such as Money Helper for advice on finding a solution.

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative. We’re a fully regulated and authorised credit broker and not a lender.