Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Payday Loan in Leeds Alternative Options

Get a quote in 2 minutes, then decide if you want the loan immediately. Or if you’re unsure about your credit rating, try QuickCheck

Loan amount £1000
Over how many months?
3
6
12
18
24
36
49.9% APR Representative

Please keep this box ticked and you could have your loan sent within 10 minutes**

or

Try QuickCheck to find out your chances of being accepted - 100% no credit footprint!

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being accepted with no impact on your credit footprint!

We’re a fully regulated and authorised credit broker and not a lender.

**Once approved, your cash could be sent within 10 minutes. The time that it takes for the cash to be received in your account will depend on your lender or bank’s policies and procedures.

There are no fees for our service.

Our Happy Customers

Can I get a Payday Loan Alternative in Leeds?

Wherever you are in the UK, if you are met with an immediate financial need, you may be looking to explore your options to access finance quickly and reliably. For individuals and families in or around Leeds who are looking for access to finance, they may previously have searched for payday loans in Leeds.

Here at Clever Loans, we do not offer payday loans, we act as an online loans broker for a more preferable short-term loan option. Using our innovative tool to search across up to 40 loan options and 20 direct lenders, we will provide immediate quotes on the ideal loan option to match your borrowing requirements.

Our quotes for short-term unsecured personal loans will provide you with clear and transparent terms from which you can identify a manageable repayment plan. This offers an ideal alternative to the payday loans Leeds options that people may have gone for in the past, with much higher APR and higher penalties for any repayment issues.

How do I know if I qualify for a short-term loan?

In terms of criteria for short-term unsecured personal loans, there are a number of basic requirements. These requirements may differ somewhat from the criteria for payday loans in Leeds or around the UK, but with all of our recommended lenders being fully regulated and authorised by the FCA, you can apply with confidence, as long as you:

  • are at least 18 years of age
  • are a UK resident
  • have a bank account with a valid debit card
  • receive regular income – directly into your bank account
  • have a valid email address and phone number

Clever Loans, through our online loans broker service, make sure to only provide quotes from lenders who are fully authorised and regulated by the FCA. All of the loans that we can match you to with have clear and transparent terms with regards to your repayments, allowing you to plan them into your monthly budget.

What would my loan repayment terms be?

If you’ve looked across the payday loans Leeds options, you will know that there are always a few key elements that you need to be made aware of, namely:

- your monthly repayment figure

- how many monthly repayments are required

- the total amount repayable overall

Being fully aware of all of these details allows you to plan how this loan would impact your weekly and monthly budget and ensure that the loan is affordable, with an unsecured short-term personal loan providing more manageable terms than payday loans in Leeds, UK and around the country.

Example Repayments*

*These are indicative quotes only

Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative.

Remember: If there is any point at which you struggle to meet your monthly repayment terms, talk to a service such as The Money Advice Service for advice on finding a solution.

Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative. We’re a fully regulated and authorised credit broker and not a lender.