Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Clever Loans will never telephone you and will never charge you any fees. You should never pay upfront fees for a loan or send money in return for a loan.

Better than Payday Loans in Chester - Alternative Options

Get a quote in 2 minutes, then decide if you want the loan. If you are unsure if you will be accepted, try our QuickCheck

Loan amount £1000
Over how many months?
79.5% APR Representative

Please keep this box ticked and you could have your loan sent within minutes**


Try QuickCheck to find out your chances of being accepted - 100% no credit footprint!

Try QuickCheck to find out your chances of
being accepted with no impact on your credit footprint!

Digitonomy Limited (trading as Clever-Loans) is a credit broker not a lender. All Applications Subject to affordability, UK residents only

Rates between 11.8% APR and Maximum 1721% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools, which may charge you a monthly fee.

Our Happy Customers

Payday Loans Chester

For any individual based in the UK, if you find yourself with a sudden and pressing financial need, there may be cause to look across the options for accessing finance swiftly and reliably. For anyone in the area of #1 who is looking to borrow funds, you may in the past have looked for payday loans in Chester.

Clever Loans acts as an online loans broker service to offer quotes for preferable short-term loan choices. Through our innovative tool, we can analyse up to 40 loan options across up to 20 direct lenders, providing you with an instant quote that is an ideal fit for your lending terms.

Through our quotes on short-term personal loans, you will receive clear and transparent lending terms, allowing you to assess your budget and plan your repayment terms. These loans are a much more suitable alternative to payday loans in Chester that have been popular in the past, which had much bigger APR and penalties for repayment problems.

How do I know if I qualify for a short-term loan?

Looking at the criteria for short-term unsecured personal loans, a number of basic requirements need to be fulfilled. The criteria for payday loans in Chester or around the UK were varied, but with our loan recommendations, criteria are much more clearly defined, with all of our lenders fully regulated and authorised by the FCA. You can apply as long as you:

  • are at least 18 years of age
  • are a UK resident
  • have a bank account with a valid debit card
  • receive regular income – directly into your bank account
  • have a valid email address and phone number

Using our online loans broker service, here at Clever Loans we are sure to only deliver quotes from fully authorised and regulated lenders. Any loans in Chester quote that we provide allows you to be given clear and transparent terms in relation to your loan repayments, so that you know exactly where you stand with regards to your monthly budget.

What would my loan repayment terms be?

If you have examined your payday loans in Chester options in the past, you will likely not have been offered a clear view of your repayment terms. With our loan quotes, you will be made aware of the key elements you need, including:

- your monthly repayment amount

- how many monthly repayments you have

- the total amount repayable overall

Being clear on all of these points of information with regards to loans Chester services allows you to put a plan in place for fitting repayments into your monthly budget, to make sure that any unsecured short-term personal loan you take on offers a more manageable payment plan than payday loans in Chester and across England and Wales.

Example Repayments*

*These are indicative quotes only based on a £1500 loan over 12 months.

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.

Remember: If there is any point at which you struggle to meet your monthly repayment terms, talk to a service such as Money Helper for advice on finding a solution.

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative. We’re a fully regulated and authorised credit broker and not a lender.