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Loans Broker Online UK - Find the right loan for you

Get a quote in 2 minutes, then decide if you want the loan. If you are unsure if you will be accepted, try our QuickCheck

Loan amount £1000
Over how many months?
79.5% APR Representative

Please keep this box ticked and you could have your loan sent within minutes**


Try QuickCheck to find out your chances of being accepted - 100% no credit footprint!

Try QuickCheck to find out your chances of
being accepted with no impact on your credit footprint!

Digitonomy Limited (trading as Clever-Loans) is a credit broker not a lender. All Applications Subject to affordability, UK residents only

Rates between 11.8% APR and Maximum 1721% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools, which may charge you a monthly fee.

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Loans Broker - Clever Loans

As you look into your options in terms of applying for a loan, it is worth considering making use of the services of a personal loan broker. Navigating the landscape of all the available loans offered online can be a confusing one, but loans brokers are specifically designed to help connect you to the best loan option for your financial circumstances.

Here at Clever Loans, we have acted as a loan broker for many different individuals around the UK. As a personal loan broker with access to up to 20 direct lenders, we can use our innovative tool to look across the available lenders and connect you with the one that is a suitable loan option for your financial requirements, between £100 and £5,000.

As one of the leading loans brokers in the UK, we can help our customers to find the right loan option from a reputable lender who are FCA authorised and regulated. As you look for acceptance on a personal loan to deal with a financial emergency, it is advisable to ensure all financial terms are clearly stated.

How do I know if I’ll be accepted by a loan broker?

It is important to understand that loans brokers such as Clever Loans are not the actual lender; we connect you with the best lender for your financial needs and then let them perform the relevant checks so that they can give you an immediate response on whether they can accept your loan application. Lenders will require you to be:

  • At least 18 years old
  • A resident of the UK
  • Have a valid UK bank account that can accept direct debit repayments.
  • Receiving regular income into that account

What sort of repayment terms can loans brokers help me apply for?

In terms of what you are expecting your loan broker to provide in terms of available options, it is vital – as mentioned above – that you are clear on the fact that the personal loan broker simply connects you with the recommended lender and you are then responsible for committing to the stated repayment terms.

Your loans broker’s role is not to negotiate any terms for you – factors such as your credit rating will determine the specific APR in your case – but you should ensure that the APR you are offered for your loan is reasonable across the UK loans market and you are clear on exactly what your monthly repayment and total repayable are.

If you were to select Clever Loans from among the available loans brokers online, we can use our innovative technology to find the best loan option with the details you have provided in your loan application. As mentioned, you should be aware of and pay close consideration to your repayment plan, especially in terms of the loan’s duration, the figure that is borrowed and the number of repayment instalments.

Example Repayments*

*These are indicative quotes only based on a £1500 loan over 12 months.

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.

How will I know if I’m accepted for a loan?

For any individual who applies for a loan through the Clever Loans site, your acceptance process will take the following form. Once you complete your personal loan application on our site, Clever Loans will use its innovative technology to find the best lender for your circumstances.

If you decide to proceed, it will be the lender themselves who will carry out all the relevant checks, including referencing your current credit rating. If you are accepted by the lender, you will be very quickly notified, and if you then accept the stated payment terms, your funds could be transferred into your bank account within minutes**.

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative. We’re a fully regulated and authorised credit broker and not a lender.