Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
Clever Loans will never telephone you and will never charge you any fees. You should never pay upfront fees for a loan or send money in return for a loan.
Loans in Minutes
Get a quote in 2 minutes, then decide if you want the loan. If you are unsure if you will be accepted, try our QuickCheck
Please keep this box ticked and you could have your loan sent within minutes**
Try QuickCheck to find out your chances of being accepted - 100% no credit footprint!
Try QuickCheck to find out your chances of
being accepted with no impact on your credit footprint!
Digitonomy Limited (trading as Clever-Loans) is a credit broker not a lender. All Applications Subject to affordability, UK residents only
Rates between 11.8% APR and Maximum 1721% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools, which may charge you a monthly fee.
Our Happy Customers
Loan in Minutes
For any individual or family, there can come a time where you may meet a financial emergency where you need to access a short term loan as soon as possible. It can be helpful to know exactly where to access a reliable loan at short notice, potentially even a loan in minutes.
What types of loans are on offer?
Here at Clever Loans, while we do not offer loans ourselves, we act as an online loans broker, providing our clients with a quote for a short-term loan that will best fit their financial circumstances.
What is our track record?
Here at Clever Loans, we have experience in helping many people who were in need of a loan in minutes, providing them with an immediate quote that allowed them to move forward with a loan application process.
How long will it take to be approved?
While the exact time taken to access any loan you are approved for can vary depending on internal bank processes, it is possible in many cases to access your loan in minutes** if approved by your lender.
How much can I borrow?
As you seek your loan in minutes, it is also useful to know exactly how much you can borrow. Through our loans broker service, we look across a number of lenders who offer loans ranging from £100 to £5000.
Who is eligible for a loan in minutes?
In terms of eligibility for a short-term loan in the UK, ideally a loan in minutes if the lender can arrange for this, there are a number of key criteria that you need to meet. These include:
- being at least 18 years old
- being a UK resident
- having a bank account with a valid debit card
- receiving regular income – directly into a bank account
- having a valid email address and phone number
What will my repayment terms be?
Your exact repayment terms will depend on the amount you borrow, your APR and the time period you repay over. You will receive clearly defined terms that allow you to factor repayments into a monthly budget.
Example Repayments*
*These are indicative quotes only based on a £1500 loan over 12 months.
Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.
How do I apply for a loan in minutes?
To begin the process of applying for a loan in minutes, select your exact requirements in terms of the amount you want to borrow and number of monthly repayments. You will be provided with a quote, and if you want to proceed, the lender will then perform their own checks. If approved, you could then have your loan in minutes**.
Remember: You should always think through the financial implications of any loan and ensure you can keep up with repayments. If at any point you are struggling to meet repayments, contact an organisation such as Money Helper for support and guidance.