Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Clever Loans will never telephone you and will never charge you any fees. You should never pay upfront fees for a loan or send money in return for a loan.

Little Loans

Get a quote in 2 minutes, then decide if you want the loan. If you are unsure if you will be accepted, try our QuickCheck

Loan amount £1000
Over how many months?
79.5% APR Representative

Please keep this box ticked and you could have your loan sent within minutes**


Try QuickCheck to find out your chances of being accepted - 100% no credit footprint!

Try QuickCheck to find out your chances of
being accepted with no impact on your credit footprint!

Digitonomy Limited (trading as Clever-Loans) is a credit broker not a lender. All Applications Subject to affordability, UK residents only

Rates between 11.8% APR and Maximum 1721% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools, which may charge you a monthly fee.

Our Happy Customers

Little Loans - Find a Little Loan from a Lender Today

For many people around the UK, there can be a time when an unexpected financial need means that you need to look around for little loans that you can access quickly and reliably. Here at Clever Loans, we can help you if you are looking for options for little loans, through our experience as an online broker of short-term unsecured personal loans.

The small loans that we provide quotes for can range from £100 to £5,000, with our innovative tool we are able to compare up to 40 loan options across around 20 direct lenders. Acting as an online loan brokers, we do not offer these loans ourselves, but we will ensure to provide you with an immediate quote that fits your financial requirements.

What are the criteria for a short-term loan?

In terms of the lending requirements for little loans, you will have to meet a range of basic criteria to be considered for a short-term unsecured personal loan. You must:

  • be at least 18 years old
  • be a UK resident
  • have a UK bank account with a valid debit card
  • receive regular income – directly into a bank account
  • have a valid email addresss and phone number

Through our loan broker service at Clever Loans, we will ensure to only deliver quotes for little loans offered by reputable lenders who are fully authorised and regulated by the FCA. Should you be accepted for your loan, you will receive clear and transparent payment terms that you can factor into your monthly budget.

How do I know if my loan application is accepted?

At Clever Loans, we provide the ideal loan quote from the range of little loans that we have searched across, with our service checking up to 40 loan options across 20 direct lenders. It will be the lender themselves who perform the relevant checks. They will take into account a number of factors, including your credit rating, which may impact your APR. Should you pass their checks, they will then provide you with your short-term unsecured personal loan agreement. Upon your acceptance, these funds could be in your bank account in minutes**.

What would my loan repayment terms be?

As you consider the available options for little loans in the UK, you should have a clear understanding on your repayment terms. There are a few key figures that you need to keep in mind, most importantly:

- your monthly repayment amount

- the number of monthly repayments

- the total amount repayable

Once you are clear on all of these details, it enables you to factor in exactly how this loan would impact your weekly and monthly budget and ensure that you can keep up with your financial commitments. The advantage of small loans is that you can get a specific amount of finance injected at very short notice, allowing you to deal with an emergency expense.

Example Repayments*

*These are indicative quotes only based on a £1500 loan over 12 months.

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.

Remember: If at any stage you begin to find difficulty in meeting the monthly repayment terms, you can talk to an organisation such as Money Helper for advice on little loans and how to deal with your current financial situation.

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative. We’re a fully regulated and authorised credit broker and not a lender.