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We offer loans from £100 to £5,000 – available in increments of £50
We offer loans terms from 3 to 36 months in 3 month increments
Please choose the option closest to your circumstances, or if none are applicable, choose "Other"
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Your contact details are needed so that you can be contacted with information about your quote.
If your details haven’t changed since the last time you applied, you can use our quick application service instead! This means we’ll reuse your details from last time and you can get your loan without needing to fill in the entire form!
This can be a mobile number if you do not have a landline. We will never inform your employer
This includes children under 18 or any person who you are responsible for
This is just for confirmation – you need to have a valid UK debit card to be eligible for a loan with us
You need to have a permanent UK address to be eligible to apply for a loan
We just need to check you have a permanent address.
We need to ensure that you have regular income
Don’t worry, your loan quote is private - nobody will be informed. We just need to ensure you have regular income
This process is 100% confidential – we will never inform your employer
If your industry is not shown here, please select ‘’My industry isn't listed‘
Please select how long you have continuously been employed by your current employer
Please select the total period you have been self employed – if this includes multiple short contracts, include the time from your first self-employed contract
Please select the total time you have been in full time education, not including any time spent in education before you turned 18 years of age
Please specify how often you receive benefits. If you receive more than one type of benefits, please include all of them
We need to know this to verify you have income
This is how much you are paid after deductions such as tax, national insurance etc.
Please specify your total benefit income. If you receive more than one type of benefits, please include all of them
Are you sure this is correct? Remember, this is your monthly take home income, not annual income.
Please include the monthly incomes from all members of your household
These can be estimates - if you split your bills, please only include your share
Please specify your share of your monthly mortgage or rent payments – an estimate is ok. Remember, if you split your bills, include only your portion here
Are you sure this is correct? Remember, you should only include your share of outgoings here – if you split your mortgage repayment, only include your portion here
Please specify your share of your monthly loan or credit repayments – an estimate is ok. If you do not have any loan repayments, please leave this blank or enter £0
Please specify your share of your monthly utility bill costs – an estimate is ok. This includes electricity, gas, water etc. Remember, if you split your bills, include only your portion here
Please specify your monthly transport costs, including commuting to work and any personal travelling costs – an estimate is ok
Please specify your personal monthly food costs – an estimate is ok. Remember, if you split your bills, include only your portion here
Please specify any other monthly expenses you have, e.g. any TV bills, gym costs etc. If this is not applicable, please enter £0
Please specify your share of your monthly council tax payments – an estimate is ok. Remember, if you split your bills, include only your portion here
You need to have a valid UK Bank Account to be eligible for a loan
This is 100% secure and cannot be used to take any repayments from you. Your repayment details are taken after you receive your NO OBLIGATION quote and proceed.
This is 100% secure and cannot be used to take any repayments from you. Your repayment details are taken after you receive your no obligation quote and proceed.
Contact us and FAQs
If you have any questions or need help with your application please contact Clever Loans using this online form.
Will I be accepted for an unsecured loan?
What is a soft search?
What is a Representative APR?
How much money can I borrow?
I’m worried about my finances, what can I do?
I am on benefits; can I get a loan?
I am a student; can I get a loan?
I am unemployed; can I get a loan?
Can I get a loan to consolidate my existing debt?
What will happen if I am unsuccessful in my application?
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